About A1Credit
Need a soft loan? That’s exactly what we offer at A1 credit! A1 credit allows you access instant credit to provide for your personal and business needs. It’s as simple as downloading the mobile app, applying for a loan,...
Need a soft loan? That’s exactly what we offer at A1 credit! A1 credit allows you access instant credit to provide for your personal and business needs. It’s as simple as downloading the mobile app, applying for a loan, filling in the necessary details and voila! Your cash is ready!
RATES AND REQUIREMENTS
A1 Credit offers instant credit to salary earners, especially civil servants and our loan products range from amounts of N50,000 and up to N1,000,000. You can pay back between 12 - 36 months. Our usual repayment period is monthly.
To access these soft loans, however, you must be above 21 years of age and must be employed with a stable income. You may also be required to submit your bank statement and a valid ID.
Our minimum interest rate, which is determined by our credit scoring algorithm, is 3% per month and a maximum of 10% per month. This comes to an Annual Percentage Rate (APR) of 36% to 120%.
FOR EXAMPLE;
If you get our personal loan product of N50,000 to pay back over a 12-month tenor at an interest rate and fees of 3% per month (36% APR), you will be paying back N18,000 in interest. This means that your total Principal + Interest repayment would be N68,000 only.
We also require at least, one guarantor and for loans above certain amounts, you may be asked to submit additional documents which may include your NIN and bank cheque to aid our verification process and to help us serve you better.
Nevertheless, our loan application process is seamless as all you need to do is download our app and apply right from your smartphone!
Mar 1, 2023
Version 1.3
New features and optimization
Previous Versions
Here you can find the changelog of A1Credit since it was posted on our website on 2023-07-07 11:01:06.
The latest version is 1.3 and it was updated on 2024-04-22 08:34:32. See below the changes in each version.
A1Credit version 1.3
Updated At: 2023-03-01
Changes: Mar 1, 2023
Version 1.3
New features and optimization
Disclaimer
Official App Store Link
We do not host A1Credit on our servers. We did not scan it for viruses, adware, spyware or other type of malware. This app is hosted by Apple and passed their terms and conditions to be listed there. We recommend caution when installing it.
The App Store link for A1Credit is provided to you by apps112.com without any warranties, representations or guarantees of any kind, so access it at your own risk.
If you have questions regarding this particular app contact the publisher directly. For questions about the functionalities of apps112.com contact us.
